Tata Neu Credit Card Review 2026: Benefits, Rewards, Charges & How to Apply Online

Introduction

If you frequently shop from BigBasket, Croma, Tata Cliq, AirAsia, 1mg, or other Tata brands, then Tata Neu Credit Card can save you a lot of money.

In this detailed Tata Neu Credit Card Review, we will explain:

What is Tata Neu Card?
Its benefits & rewards
Fees & eligibility
Pros & Cons
And whether it is worth applying or not.

What is Tata Neu Credit Card?

Tata Neu Credit Card is a co-branded credit card launched by Tata Group and HDFC Bank. It is specially designed for people who use the Tata Neu App and Tata brands.

You earn NeuCoins on every spend, which you can use like cashback across Tata platforms.

Types of Tata Neu Credit Cards

There are mainly two variants:

Tata Neu Plus Card
Tata Neu Infinity Card (Premium)

Both work on the same reward system, but Infinity gives higher rewards.

Main Benefits of Tata Neu Credit Card

✅ 1. Earn NeuCoins on Every Spend

Extra rewards on Tata brands
Good rewards on normal spends
NeuCoins can be used like cash

✅ 2. Best for Tata Brand Users

You can use NeuCoins on:

BigBasket
Croma
Tata Cliq
1mg
Air India Express / AirAsia
IHCL Hotels

✅ 3. Lounge Access & Insurance (Infinity)

Airport lounge access
Travel benefits
Extra protection & perks

✅ 4. UPI on Credit Card

Pay UPI using credit card
Earn rewards even on UPI spends

Fees & Charges (Approximate)

Joining Fee:
- Plus: Low / sometimes free
- Infinity: Higher but value for money
Annual Fee: Waived on spend conditions
Interest & Late Fee: As per HDFC rules

(Exact charges are shown during application.)

Eligibility for Tata Neu Card

Age: 21 to 60 years
Must have income source
Should meet HDFC Bank’s credit criteria
Good CIBIL score increases approval chances

Pros of Tata Neu Credit Card

✅ Excellent cashback via NeuCoins
✅ Best for Tata ecosystem users
✅ UPI payments supported
✅ Trusted Tata + HDFC
✅ Lounge access (Infinity)
✅ NeuCoins never expire (currently)

Cons of Tata Neu Credit Card

⚠️ Rewards best only inside Tata ecosystem
⚠️ Infinity variant has higher fee
⚠️ Approval depends on CIBIL & income
⚠️ Not ideal if you don’t use Tata brands

Who Should Apply for Tata Neu Credit Card?

This card is perfect for:

✔️ People who shop from Tata brands
✔️ BigBasket, Croma, 1mg users
✔️ People who want simple cashback
✔️ UPI users who want rewards
✔️ People who want one all-in-one rewards card

My Honest Opinion

If you already use Tata services, then Tata Neu Credit Card is one of the best cashback cards in India.

Instead of complicated reward points, you get simple NeuCoins that work like money.

⭐ How to Apply for Tata Neu Credit Card?

You can apply using this official referral link & code:

👉 Apply from here:
🔗 https://www.tataneu.com/v2/finance/creditcard/product-detail?referralCode=SHAI17098&utm_content=SHAI17098&utm_source=Referral

🎁 Referral Code: SHAI17098

(Using referral may give you extra joining benefits.)

🔥 FINAL

🛒 Shop a lot on BigBasket, Croma, Tata Cliq or 1mg?
💳 Start earning NeuCoins like cashback on every spend!
👉 Apply Tata Neu Credit Card now using this link:
🔗 https://www.tataneu.com/v2/finance/creditcard/product-detail?referralCode=SHAI17098&utm_content=SHAI17098&utm_source=Referral
🎁 Referral Code: SHAI17098

Final Verdict

Tata Neu Credit Card is a must-have card for Tata ecosystem users.
It offers simple, transparent, and powerful rewards in the form of NeuCoins.